Testimonials

★★★★★

Highly Recommended!

The professionalism and dedication of this team made my refinancing process seamless. They answered all my questions promptly and were always available to help.

- Emily Contreras

★★★★★

Exceptional Service and Support

I had a fantastic experience with this mortgage team. They guided me through every step of the process, making it easy to understand and stress-free. Highly recommend!

- Maria Ortega

★★★★★

Outstanding Experience!

From start to finish, the service was exceptional. They made sure I understood everything and worked tirelessly to get me the best deal possible.

- John Do

★★★★★

A Lifesaver for First-Time Buyers

As a first-time homebuyer, I was overwhelmed with options. This team provided personalized assistance and helped me secure a great loan. I couldn’t be happier!

- Michael Calica

★★★★★

He’s simply the best!

We first worked with Kenneth Tan 12 years ago when we bought our house, and he made the whole process so easy and stress-free. He was super helpful, knowledgeable, and really took the time to make sure we found the right home.

Fast forward to today — we reached out to Kenneth again for help with refinancing, and once again he came through. Same great service, same level of care and attention. It’s so reassuring to know we can count on him, even after all these years.

Kenneth is someone you can trust, and we highly recommend him to anyone looking to buy, sell, or refinance. He’s simply the best!

- Gina Rivera

★★★★★

100% recommend

Alliance Bay Realty, Kenneth Tan, Pamela Concepcion, and Alex Rodriguez. They're a great team. They helped me a lot with the mortgage loan for my first home in the Bay Area. I'm very happy and satisfied.

- Ludivina Robles vasquez

★★★★★

I couldn’t be more satisfied!

I recently completed a VA home loan with Ken Tan, and I couldn’t be more satisfied with the experience. From the very beginning, Ken demonstrated a deep understanding of the VA loan process and walked me through every step with clarity and confidence.

Ken was incredibly responsive, patient, and thorough—he took the time to explain all the benefits of the VA loan, including no down payment, competitive interest rates, and no private mortgage insurance. He answered every question I had, no matter how small, and made sure I fully understood what to expect from start to finish.

What really stood out was Ken’s commitment to keeping the process moving. He stayed in constant communication with both me and my real estate agent, ensuring documents were submitted on time and nothing fell through the cracks. His attention to detail helped us close on time, with no last-minute surprises.

If you’re a veteran or active-duty service member looking to use your VA benefits to buy a home, I highly recommend working with Ken Tan. He’s not just knowledgeable—he’s trustworthy, professional, and genuinely committed to helping veterans achieve homeownership.

- Jeffrey Calica

★★★★★

Went above and beyond!

Kenneth went above and beyond to help me get my house! I’ve used him many times in the past, and he has always come through. In my latest transaction, we ran into an issue with the state providing insurance. We were at risk of missing the close date based on the state’s behalf. Kenneth stuck with it and ensured that not only was I insured, but that escrow close on time as well. I can always count on Kenneth coming through!

- Nick Chinca

★★★★★

I recommend this guy!!!

I was struggling to get approved only because I was told my credit was limited. Once Kenneth got involved he was able to coach me specifically to my needs..he also guided me to get my paperwork in order. I less than 3 months I was approved. Other realtor just give up, and don't even try to help. Kenny.. thank you for going above and beyond!

- Miss Thang

★★★★★

First time home buyer

First time home buyers and Kenneth helped us ever step of the way! He was very patient, respectful and trustworthy. He made the home buying process easy and helped us learn a lot along the way.

- Octavio Guzman

★★★★★

We would definitely work with Kenneth again without hesitation!

My partner and I went through Kenneth to purchase our first home in 2023. The process was all new us but Kenneth was able to walk us through the application process, detailing all the ins and outs of the process, and answered a multitude of questions we had, even in the late hours of the evening and weekends. As we ran into some hiccups from the title company (none of which were in our control). Kenneth was able to find a solution and kept us calm. His knowledge of current housing trends, assistance programs, and his ability to process all the documents quickly and thoroughly helped us transition into the status of homeowners with ease (and quickly, if I may add!). When we are ready to purchase another real estate property, we would definitely work with Kenneth again without hesitation.

- ph ph

★★★★★

Trustworthy!

I'm happy with Kenneth helping me to decide what's my best options. I will have all my family and friends to go business with Alliance Bay Realty. They all are trustworthy.

- Enrique Dela Cruz

★★★★★

Great Customer Service!

Been using their service for home purchases since 2015. Great attitude and customer service!

- Michael Tiongson